What we do for you
What We Do
The most important thing that our team at Business Owner Debt do is to listen to you. Once we know the position that you are in, we can offer you assistance. We do not have a ‘one product fits all’ policy and we will look for the solution that best suits your needs. Below are both personal and business solutions.
Debt Management Plan
This is an ethical and cost effective way to manage the repayment of your debts to your unsecured creditors, with one regular and affordable payment.
Business Owner Debt will agree an amount that you can afford each week or month with you. We will then contact your creditors to agree acceptance of the offer and ask for suspension of fees and interest.
We will also conduct regular reviews of your situation, issue you with statements quarterly, deal with correspondence from your creditors whenever necessary and provide you with updates on request.
Full & Final Settlements
If you have recently received a lump sum of money for example, from a remortgage, inheritance, back-pay or any other source, that wouldn’t fully repay your existing unsecured creditors; speak to us. Business Owner Debt could negotiate to settle more of these debts than the actual funds you have available.
Individual Voluntary Arrangements (IVA)
Working with hand picked specialist partners, Business Owner Debt is able to assist customers who are looking for a more structured repayment term than a Debt Management Plan, clearing your debts by instalment within pre-agreed timescales without the need for Bankruptcy.
Company Voluntary Arrangement (CVA)
This is the equivalent to an Individual Voluntary Arrangement, but for businesses. It allows any financial problems to be overcome with the creditor’s consent so that the business can continue to trade.
Commercial Mortgage
1st and 2nd charge commercial mortgages and loans are available from a wide selection of lenders for a wide selection of clients, including clients with no accounts, CCJ’s and arrears, self certification available. Where can we help? Industrial, factories, offices, pubs, clubs, and hotels. General commercial investments, professional practices, post offices, general stores and retail.
Personal Loan Enquiry
Whether you are an existing Business Owner Debt Customer or not, should you feel that an unsecured personal loan is what you are looking for we have a specialist partner to take care of you.
Secured Loan Enquiry
Sometimes a change of circumstances can make all the difference. Business Owner Debt specialist partners specialise in obtaining mortgages, re-mortgages and secured loans for customers if it is at all possible.
Please note:
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it
