If you are running your own business and have become swamped by demands for payment on your personal or business debts, trade creditors or HM Customs and Revenue or Inland Revenue then you need our advice.

At Business Owner Debt we recognise that owning and managing your business on a day to day basis is one of the most difficult jobs. You have to be a jack of all trades, your accountants, your bankers, credit control, completing your VAT and Inland Revenue returns, while also trying to grow your business and do the job you enjoy. Whether you are self employed, a sole trader or you run a small or medium business, Business Owner Debt understand the difficulties and stress you face on a daily basis.

When businesses are doing well, the lenders and bank managers are knocking on your door offering you the world . However when times are bad, or a special purchase which takes more time to become profitable, then your bankers become less sympathetic very quickly, and soon it is the credit department that are calling you on a regular basis adding the daily stress.

Business Owner Debt was formed in 2005 to help individuals (self employed, partnerships) and business owners (Company Directors and Partners) across the UK deal with their debt and other financial worries, recognising that there was a need for an organisation with high ethical standards that can be trusted to provide impartial, considered advice and service excellence throughout the life of the proposed solution.

The current directors have combined experience of finance and management of debt within the banking industry of some 50 years, whilst our staff brings with them experiences in Citizens Advice Bureaux, social housing provision, teaching, business and the creditor industry. All of us are focussed upon looking after our clients and as directors, we have ensured that we only recruit staff who can demonstrate relevant ‘life skills’ which ensure they can understand the concerns our clients worry about, and can provide the support these need during difficult circumstances.

Our Values

  • We believe that no financial solution will be effective unless both the debtor and the creditors feel this is beneficial to each of them.
  • Our clients are at the centre of everything we do.
  • Our clients are people, not numbers, and they are treated with the respect they deserve. People experience financial difficulties for a host of reasons, and we do not judge anyone for the situation in which they find themselves.

At Business Owner Debt, every client has their own dedicated member of staff to help them deal with all their needs throughout the life of the plan; all of our staff have been trained in every area of expertise necessary to achieve a solution that is right for both client and creditor.